top of page

Member of IIAT Independent Insurance Agents of Texas, IIABA, NAPA & Proud to be your Trusted Choice® Agency!

LIFE INSURANCE, LTC, DISABILITY & MORE...

 

If you compare prices on Hotels, Flights, Products & other Services... then why not all your insurance needs too? As an Independent Insurance Agency, we have the flexibility to shop, compare, negotiate & find the best Life Insurance options among some of the biggest names in the industry. In fact, we've got over 250+ Carriers with the power to shop 1,000,000's of different combinations to help find you the exact coverage you need for the best premiums you'll find anywhere. And the BEST part is, all of our Life Insurance Quotes are 100% FREE, carry the TXLIG Advantage & have No-Obligation whatsoever!

​

​

​

​

​

​

​

​

​

​

​

​

​

​

 

 

 

 

​

​

​

The TXLIG Advantage:

  • Free Medical Exams

  • 1,000,000's of Different Combinations

  • Over 250+ of the Biggest Names in Life Insurance

  • Free Medical Exam Buy-out Option

  • Guaranteed Best Rate after Exams

  • Manual Underwriting for Hard to Place Cases

  • Life Insurance Specialist in House

  • Free Life Insurance Needs Analysis

  • No Upfront Costs 

​

​

​

Ever wonder what the power to compare looks like? This is just one of our many quote portals not including manual results...

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

Have you ever been Declined or told that you Don't Qualify?

 

If so, we can still Help! We have dozens of carriers who specialize in hard to place Life Insurance & have been able to find our clients Excellent rates despite having been Declined from other carriers in the past. Our life insurance Pro's can help gather preliminary information to perform manual underwriting which you just won't find through an online quote engine alone. If any of the following pertain to you then give us a call:

​

Addison’s Disease

Addictions of the Past

Alcohol / Drug Use

Alzheimer’s

Aneurysm

Ankylosing Spondylitis

Arthritis

Arthritis: Psoriatic Arthritis

Arthritis: Rheumatoid Arthritis

Autism / Asperger’s Syndrome

Barrett's Esophagus

Bipolar

Blood Disorder: Blood Clot

Blood Disorder: Hemochromatosis

Blood Disorder: Hemophilia

Cancer

Cancer: Breast Cancer

Cancer: Colon Cancer

Cancer: Leukemia

Cancer: Melanoma / Skin Cancer

Cancer: Prostate Cancer

Cancer: Testicular Cancer

Cancer: Thyroid Cancer

Cardiac: Atrial Fibrillation

Cardiac: Cardiomyopathy

Cardiac: Coronary Disease

Cardiac: Heart Bypass / Angioplasty / Stent

Cardiac: Heart Murmur

Cardiac: Heart Valve

Celiac Disease

Cerebral Palsy

Chewing Tobacco Use: All Classes; Low, Medium, Average, High, Heavy

Chiari Malformation

Chronic Fatique Syndrome

Chronic Pain

Cigarette Use: All Classes; Low, Medium, Average, High, Heavy

Cigar Use: All Classes; Low, Medium, Average, High, Heavy

Cirrhosis

Crohn's Disease / Colitis / Diverticulitis

Cushing's Disease

Depression / Anxiety

Diabetic

Dip Tobacco Use: All Classes; Low, Medium, Average, High, Heavy

Drug Abuse in Past

Eating Disorder

Epilepsy / Seizure Disorder

Fibromyalgia

Gastric Bypass

Grave's Disease

Guillain-Barre Syndrome

Hazardous Activity: Aviation

Hazardous Activity: Climbing

Hazardous Activity: Racing

Hazardous Activity: Scuba Diving

Hazardous Activity: Skydiving

Hazardous Activity: Travel

Hepatitis

Hodgkins / Non-Hodgkins Lymphoma

Huntington's Chorea

Hypopituitarism

Kidney: Kidney Disease

Kidney: Polycystic Kidney Disease

Liver Enzyme Elevation

Lupus

Lyme Disease

Multiple Sclerosis

Muscular Dystrophy

Myasthenia Gravis

Narcolepsy

Neuropathy / Peripheral Vascular Disease

Nicotine Gum Use: All Classes; Low, Medium, Average, High, Heavy

Nicotine Patch Use: All Classes; Low, Medium, Average, High, Heavy

Organ Transplant

Osteoporosis

Parkinsons's Disease

Pipe Tobacco Use: All Classes; Low, Medium, Average, High, Heavy

Pituitary Ademoma

PTSD: Post-Traumatic Stress Disorder

Respiratory Disorders

Sarcoidosis

Schizophrenia

Sleep Apnea

Spina Bifida

Stroke

Thalassemia

Tobacco Use: All Classes; Low, Medium, Average, High, Heavy

Tourette's Syndrome

Von Willebrand's Disease

Wegener's Granulomatosis

​

Don't see a specific condition listed above? We can still gather important information to search every carrier possible. A quick 5-minute phone call is all it takes to for us the gather the preliminary information & to start shopping for you!

​

​

​

​

​

      Just some of the 250+ Life Insurance Carriers we offer:

​

​

​

​

​

​

​

​

​

​

​

  GET A QUOTE!
Shop over 250+ Companies!

Your Quote Request was sent successfully!

Life Insurance Term Life Insurance Termlife Insurance 5 Year Term Life Insurance 10 Year Term Life Insurance 15 Year Term Life Insurance 20 Year Term Life Insurance 25 Year Term Life Insurance 30 Year Term Life Insurance 35 Year Term Life Insurance 40 Year Term Life Insurance 45 Year Term Life Insurance 50 Year Term Life Insurance Whole Life Insurance Universal Life Insurance Accident Plan Insurance Accident Insurance No Exam Life Insurance Guaranteed Issue Life Insurance Men Life Insurance Male Life Insurance Woman Life Insurance Female Life Insurance
I'm another title
LIFE INSURANCE
Top Rated Insurance Agency in Texas Highest Rated Insurance Agency in Texas Best Rated Insurance Agency in Texas Best Reviews for Insurance Agency in Texas Highest Reviews for Insurance Agency in Texas 5 out of 5 Stars Rating Insurance Agency in Texas Highest Customer Service Rating for Insurance Agency in Texas Best Customer Service Rating for Insurance
Instant FREE Life Insurance Quote via Online TXLIG Quick Quote Tool - Life Insurance Term Life Insurance Termlife Insurance 5 Year Term Life Insurance 10 Year Term Life Insurance 15 Year Term Life Insurance 20 Year Term Life Insurance 25 Year Term Life Insurance 30 Year Term Life Insurance 35 Year Term Life Insurance 40 Year Term Life Insurance 45 Year Term Life Insurance 50 Year Term Life Insurance Whole Life Insurance Universal Life Insurance Accident Plan Insurance Accident Insurance No Exam Life Insurance Guaranteed Issue Life Insurance Men Life Insurance Male Life Insurance Woman Life Insurance Female Life Insurance

WANT TO SEE REAL-LIFE PRICING FROM ACTUAL POLICIES THAT WE'VE ISSUED?...

 

Here are examples of REAL pricing from just some of the most recent Life Insurance policies that we've issued:

​

$1,000,000 - 30 Year Term - Protective Life - $138.89 Per Month - Male Age 36 - Notes: DUI & Prior Tobacco Use

$1,000,000 - 30 Year Term - Banner Life - $49.64 Per Month - Female Age 30 - 5'8"/197 lbs

$1,000,000 - 30 Year Term - Pacific Life Lynchburg - $77.84 Per Month - Male Age 33 - 6'2"/228 lbs

$1,000,000 - 30 Year Term - Banner Life - $128.97 Per Month - Male Age 32 - 6'2"/301 lbs

$1,000,000 - 25 Year Term - Pacific Life - $67.74 Per Month - Male Age 36 - Notes: Exam High BP

$1,000,000 - 20 Year Term - John Hancock - $102.43 Per Month - Male Age 45 - Notes: High BP

$1,000,000 - 10 Year Term - Transamerica - $43.00 Per Month - Male Age 32 - 6'2"/265 lbs

$750,000 - 20 Year Term - Banner Life - $37.37 Per Month - Male Age 34 - Notes: Work Hazard

$500,000 - 30 Year Term - AIG Life - $31.05 Per Month - Female Age 33 - Notes: Exam Buy-Out Option

$500,000 - 20 Year Term - Banner Life - $17.54 Per Month - Female Age 32 - 5'2"/120 lbs

$500,000 - 20 Year Term - John Hancock - $137.67 Per Month - Male Age 57 - Notes: Approved Super Preferred

$500,000 - 30 Year Term - Banner Life - $31.39 Per Month - Male Age 26 - Notes: Exam Buy-Out Option

$500,000 - 30 Year Term - American General - $42.30 Per Month - Male Age 31 - Notes: Approved Superior

$500,000 - 20 Year Term - Pacific Life - $48.91 Per Month - Female Age 46 - 5'7"/168 lbs

$500,000 - 20 Year Term - Banner Life - $20.12 Per Month - Male Age 31 - 6'3"/225 lbs

$500,000 - 20 Year Term - SBLI - $59.27 Per Month - Male Age 41 - 5'9"/206 lbs - Notes: Prior Tobacco

$500,000 - 20 Year Term - Banner Life - $32.05 Per Month - Female Age 35 - 5'10"/140 lbs

$500,000 - 20 Year Term - Protective Life - $27.70 Per Month - Male Age 35 - 6'3"/225 lbs

$500,000 - 20 Year Term - Banner Life - $119.24 Per Month - Male Age 48 - Notes: Higher Risk Exam

$500,000 - 15 Year Term - Banner - $118.70 Per Month - Male Age 53 - Notes: Celiac Disease

$400,000 - 25 Year Term - Banner Life - $23.48 Per Month - Female Age 36 - Notes: Exam Buy-Out Option

$300,000 - 30 Year Term - Prudential Life - $34.74 Per Month - Male Age 36 - Notes: Prior Drug Use

$300,000 - 30 Year Term - AIG Life - $21.88 Per Month - Female Age 34 - 5'3"/130 lbs

$250,000 - 30 Year Term - American General - $17.86 Per Month - Female Age 31 - 5'1"/103 lbs

$250,000 - 20 Year Term - Banner Life - $20.21 Per Month - Female Age 41 - 5'3"/175 lbs

$250,000 - 20 Year Term - Banner Life - $94.41 Per Month - Male Age 51 - Notes: Prior Medical

$250,000 - 20 Year Term - SBLI Life - $15.87 Per Month - Female Age 32 - 5'8"/140 lbs

$250,000 - 20 Year Term - Banner Life - $139.99 Per Year/Annual - Female Age 35 - 5'4"/125 lbs

$250,000 - 20 Year Term - American General - $35.81 Per Month - Female Age 51 - Notes: Prior Medical

$100,000 - 30 Year Term - Banner Life - $46.29 Per Month - Female Age 53 - Notes: Exam Buy-Out Option

$100,000 - 20 Year Term - John Hancock - $57.47 Per Month - Female Age 57 - Notes: Severe Arthritis

$100,000 - 20 Year Term - Banner Life - $106.00 Per Month - Male Age 59 - Notes: High BP/Prior Surgeries

$100,000 - 20 Year Term - Transamerica - $52.63 Per Month - Female Age 50 - Notes: Medically Disabled

$100,000 - 20 Year Term - Banner - $40.95 Per Month - Female Age 56 - 5'4"/178 lbs

$100,000 - 15 Year Term - Protective Life - $48.47 Per Month - Male Age 61 - Notes: Hazard Work

$50,000 - 20 Year Term - Pacific Life - $72.66 Per Month - Male Age 63 - 6'/190 lbs - Notes: Legally Blind

Dave Ramsey FPU Insurance Texas Dave Ramsey Financial Peace University Insurance Texas Dave Ramsey Term Life Insurance in Texas Dave Ramsey Home Insurance in Texas Dave Ramsey Auto Insurance in Texas Dave Ramsey LTC Health Insurance in Texas Dave Ramsey Umbrella Insurance in Texas Dave Ramsey $500,000 CSL $500k Liability 500 Thousand Liability Limit in Texas Dave Ramsey $1,000,000 Umbrella Insurance in Texas $1 Million Umbrella Insurance in Texas Excess Liability Umbrella Policy PELP Insurance
bottom of page